Members

Jennifer Graham

Life is wonderful and so is selling Real Estate in Santa Cruz County. There are incredible opportunities to own a home here in this little corner of paradise. As your agent, I will provide you the deep knowledge and expertise required to buy or sell property during these difficult times. From mortgage guidance to title and escrow, I will facilitate the transaction so that it will be smooth and enjoyable. I have lived in Santa Cruz since 1983 and have been an active real estate professional since 2002. I look forward to working with you.

Cynthia Richards

Protecting your financial well-being goes beyond your immediate finances, it is being prepared for the unexpected. We all work hard for what we have and it would be a shame for something unexpected to take it all away. As an Insurance and Risk Management Specialist, my job is to make sure your coverage protects you should a time of need arise. Raising a family and running a business, I know all to well the exposure to losses that could effect your financial stability. For all of your personal and business insurance needs it is important to utilize your dollar to the fullest having the coverage needed for those unexpected risks. With the personal service I provide lets make sure you have enough protection for you and your family, call me for a free risk review.

David Davis

Certified Financial Planner (CFP) with over 29 years of experience. Licensed life insurance agent. Licensed real estate agent. David earned a B.S. in Computer Science and a M.A. in History.

We have access to institutional money managers, 1031 exchanges, 401K plans, tax shelters, Certificates of Deposit (up to $50 million FDIC insured) and the most up-to-date technology in order to help maximize the success of our clients.